The Variety of Turkish Food

If you are someone who travels based on culinary adventure, once place you may want to add to your list of future travel destinations is Turkey. They have a wide variety of food that makes up their cuisine. There is no one item that sets Turkish food apart from the rest like with pasta in Italy or sauce in France. However the food from the Turkish culture is very good.

One common item that many people can distinguish as a Turkish food is baklava. Baklava is a sweet pastry. Within this flaky pastry are chopped nuts. Baklava is sweetened with various syrups or honey. Baklava is a definite treat.

Another very popular Turkish cuisine is kebobs. The popular Turkish kebob is called döner kebobs. This Turkish dish is made of lamb meat. However, sometimes chicken is also used. The common version of the döner kebob is marinated lamb meat stacked onto a skewer in the shape of an inverted cone. It is then topped with fat, usually tail fat. Sometimes tomatoes and onions are also added to the top of the kebob to drip juices over the meat.

Some of the national drinks available in Turkey include Turkish coffee, Turkish tea, ayran, shira, salgam, sahlep, and boza. Turkish coffee is thick and dark. However, the sugar contents depend. Sometimes it is served without sugar. Other times it is served with a lot of sugar. Also, for alcohol drinkers, raki is a popular alcoholic beverage in Turkey. Raki translates to mean lion’s drink because you must be as strong as a lion to drink it.

Travel Insurance – How To Get The Best Value Travel Insurance

If you are an occasional traveler you’ll probably buy your insurance from the travel agent. But if you travel more than twice a year, it is much more cost effective to have one insurance lasting all year round, than buying one every time you travel.

Think ahead, plan ahead. Annual travel insurance easily pays for itself with just a couple of trips. But not all insurances are worth the same and as always cheapest is not necessarily the best. More on this later.

Annual travel insurance is not compulsory but it gives you the peace of mind case of illness and loss or damage to property and many other events. Where is the best place to buy annual travel insurance?

1. Your bank is probably the first place you’ll try. Banks have in recent times become highly competitive and in order to retain your business, may offer better rates. For example my bank has upgraded my checking account to a premium account and for that I pay $20 per month.

As a result I get several privileges including free, worldwide, comprehensive travel insurance. But here is the best part … I get all this free travel insurance not just for myself but also for any member of my family traveling with me including my parents and siblings.

I said free because I am already getting other benefits which are worth a lot more than $20 per month if I were to buy them individually. I also save a lot of time as I never have to look around for insurance. So don’t ignore your bank.

2. Credit card companies also offer similar insurances, with some added advantages. In case of theft or loss of your credit card, they will supply you with an emergency one, often within a few hours.

In addition to travel insurance offers, there is another advantage in checking your credit card company’s terms. If you book your travel using your credit card, pretty much all card companies give excellent cover against many of the things that can go wrong.

Some credit card companies also have specialist travel departments which not only give you travel discounts but also give you even better protection, i.e. better travel insurance and at a much lower cost. But note that all insurance offers exclude you making a claims, for the same item, to multiple sources even if you do have multiple insurance cover.

For example, let’s say you have bought travel insurance separately and you have bought your travel ticket using your credit card. If your luggage is lost, you can almost certainly make a claim to either of the two sources but not to both at the same time.

The reason is that the insurance companies have suffered massive fraud in recent years. Allowing multiple claims simply encourages fraudsters to have multiple insurances and make multiple false claims.

For example, they can take an already damaged suitcase on a long journey knowing that it will fall apart. They can then claim damage and loss of property from multiple insurers.

3. Insurance companies are a popular and obvious source for annual travel insurance. If you drive a car or have home insurance get a quote from your insurance company. Remember, because you are already a customer, your car insurance often entitles you to a very good discount.

Here’s a tip: if they don’t give you a competitive insurance, tell them that you will be looking else where for a good package. Let them know you will be looking for a package that includes great home insurance, excellent travel insurance and also good car insurance.

Listen, fear of loss WILL make them bend over backwards for you and if they don’t? Here’s another tip: When you talk to any other source to get your competitive travel insurance, make sure you mention your other assets that you could be insuring with them, such as your car, home, home contents, etc.

This won’t work with travel companies but works absolutely beautifully with most insurance companies. I have done it many times and saved myself thousands of dollars, yes thousands, over the last few years.

The insurance industry is massively competitive. For once, this works in favor of the “little guy” (you and me), so let’s use it.

4. Certain types of home insurance may also give annual travel cover. Do look into pretty much any insurance cover you have. Some home insurance policies include some forms of travel cover including loss or damage to your property while away from home.

Tip: even if you live with your parents, ask them to check their policy for you. You will be amazed to see that even “your” property is covered while away from home.

Just one word of caution: do not assume what is covered or the level cover. If you are not sure just ask the insurer. If the cover they describe seems even better than what you expected based on the policy document, then do ask them to put their clarification in writing.

Why? When any major loss occurs, the insurer will send a local expert to assess the damage. These guys are called loss adjustors. Their job is to save money for the insurance company. And I tell you from bitter personal experience, they take no prisoners.

They will screw you down to the ground, if you don’t get things in clear black and white writing. Just do it. It takes minutes to request clarification in writing but can save you thousands of dollars when you have one of these mean loss adjustors arguing with you over the policy.

5. You can also buy last minute travel insurance from travel agents and airlines at the airport. Expect to be taken advantage of, heavily! Needless to say, this is one of your most expensive options. Just avoid ending up with this option, see to your insurance long before you need to travel.

Now here’s the thing. Travel insurance policies are not all identical. As well as considering price, you absolutely must read the terms and conditions carefully. For example, the upper age limit of some insurance companies may vary.

Some companies may limit the number of annual trips, whilst others may have no limit at all. Look, most travel insurance policies cover a range of events and claims. But as they say, the devil is in the detail.

The problem you will definitely face with some really cheap policies from unknown and possibly disreputable companies is what they put in the fine print. You know what I’m talking about? … all those tiny little statements they put on the back of the form? Or if you are buying insurance online (and you should), notice all those pages of really small text they ask you to agree to?

Well, that’s where they bury lots of little conditions and limitations. Most people don’t read all the terms. Do yourself a huge favor and on this occasion, do read it all. If the insurance policy terms are full of “weasel words” or complex language, just move on and do not buy.

All insurance companies are quick to point out how many millions you can claim in “total”, in case of a serious accident. But they all limit the amount per item within your claim. So claims for loss of cash will be capped and so will claims for electronic devices, clothes, etc.

This means that with the cheaper policies you will have a really low limit. For example, if you claim for a mobile phone and an MP3 player, you may find that the limit on personal electronics is not enough to even pay for “one” of those devices, let alone both. Don’t wait for an unfortunate event to show you the flaws in a dirt cheap policy. That is the worst time to find out and it is a time when you need the most help.

Compare Car Rental Companies

Many individuals and families plan their business trips or vacations intricately so as to make every moment of the tour enjoyable. These tours are planned well in advance in order to avoid any last minute hitches. Information related to their travel, hotel accommodation, local sightseeing and local conveyance are gathered from the Internet or from travel agents. Of the many arrangements to be made for a trip, whether business or leisure, securing a car rental is an important consideration.

Upon reaching their destination, travelers are advised to search information related to the various car rental companies in the city. Local newspapers and telephone directories are good sources of information for this purpose. After assimilating a list of various car rental companies, they should compare the services and prices being offered before taking a decision. In the United States, there are many popular car rental companies, some of them offering their services, nationwide. Alamo is one such company, which offers cabs on weekly rental basis in the price range of $189 to $249 depending on the type of car being rented.

With some car rental companies, customers can pre-pay and save 15% on weekday and weekend rentals. Most car rental companies provide a wide variety of services including flexible fuel and coverage options and 24-hour emergency roadside assistance. There are special rates for companies planning conferences, conventions and those requiring 11 or more cars at a time. Rental cars are also available for American citizens planning trips abroad.

Thrifty Car Rent is a car rental company that provides rental cars in both airport and local car rental markets. Through corporately owned and franchised shops, the company manages car rental services in more than 1,100 locations in 64 regions.

Customers with a valid driver license and a credit card in their name will find it easier to rent a car. The age requirement for a person to rent a car from these companies is typically 25 years. Younger customers can also rent cars but might be required to pay extra charges or have someone co-sign for the car, as well.

Travel Insurance – Got You Covered

Planning to be traveling soon? Should you buy travel insurance? It’s a tough call whether spending the extra money is worth it. Are you over 50? Travel insurance goes up significantly as you get older. If you’re spending a lot of money on a trip, travel insurance is a must.

Travel Insurance Coverage

Travel insurance covers these basics:

  • Trip Cancellation Or Interruption
  • Medical
  • Emergency Evacuation
  • Baggage
  • Flight Delays and Cancellations

Travel Insurance – What Does It Mean For You?

Trip Cancellation refers to canceling prior to your trip whereas trip interruption refers to a problem during your trip. What if you or one of your travel companions gets hurt or sick and you need to cancel your plans. This is where travel insurance comes to the rescue.

What if you have a medical emergency? Think you’re covered by your medical insurance? You might be. But most medical insurance policies don’t cover you outside of the United States. Medicare never covers you when traveling abroad. Find out if you’re covered when traveling to your next destination.

What happens if you do sick and need to be airlifted? Or you need medical care on your flight home. This can be very expensive.

Have you arrived at your destination just to find that you have no luggage? What if you’re ready to board a cruise? Now what? Travel insurance will pay for essential items until your luggage is found and delivered to you. What if it never shows up? Make sure to have a list of items that you packed for your trip. Better yet, keep as many receipts of these items as you can. If your luggage was stolen, make sure to file a police report. This will help in making an insurance claim.

Did you get to the airport just to find out your flight has been delayed? What if the delay causes you to miss your connecting flight? Travel Insurance will reimburse you for hotel stays and meals while waiting to get out on the next flight. But what if your flight leaves on time and you get held up in traffic and miss your flight? You probably won’t be covered.

Travel Insurance – Do I really need it?

Check with your homeowner’s policy. It may already cover such things as lost luggage. Be sure to check the maximum amount of coverage as it may be limited in the payout. Check your medical insurance and find out what is covered when you’re traveling away from home. Verify if you’re covered when traveling abroad. Finally, check your credit card coverage. Some credit cards will provide a limited amount of insurance if the trip was booked with their credit card. If you have an airline’s credit card, check with their coverage. They may have better coverage if you’re traveling with them. But credit cards may not cover you being airlifted back home. Both health insurance and credit cards don’t usually cover travel emergencies.

Once you decide you need travel insurance, read the fine print. Check to see if there are any time limits concerning the purchase of insurance prior to your trip. Find out if the entire length of your trip is covered. Make sure your destination is covered. If the government is warning you not to visit a particular country, you may not be covered if you go there.

What if you get sick? Make sure you list all medications you’re currently taking. Failure to do so could invalidate your policy. What if a family member back home gets sick and you want to cut your trip short. Most travel insurance policies don’t cover this unless it’s a death in the family. There is an option called “cancel for any reason”. If you have older relatives back home, you may want to consider this option for peace of mind. This would allow you to cut your trip short and return home for any reason. Even if you just changed your mind and decided not to go.

Check the fine print and decide if purchasing travel insurance is right for you. You may be glad you did!

Ten Hot Tips to Help You Achieve a Happy and Safe Seaside Holiday Vacation

No matter how long you have been waiting for that long-awaited seaside break, and how much preparation is done beforehand, the success of your holiday lies not only in what you pack in your luggage. Here are ten important points to remember whilst you are away to help ensure a safe and successful, seaside holiday vacation.

Before we begin my 10 Hot Tips, let’s remember what may be the most obvious safety precaution to take because so many people do need reminding! Avoid excess exposure to the sun as you will burn more quickly by the sea due to higher ultra violet light level. If you ignore this oft-repeated medical advice you may well very soon suffer with sore skin, which can be extremely uncomfortable. You may also soon dehydrate, leading to headache and nausea. Worse still, you will expose yourself to the risk of skin cancer.

OK, so here then is my main list of other things you might like to bear in mind to help things run smoothly, ensure you are made welcome at your holiday destination, and in some cases, even prevent disaster.

*Arrival: When you arrive at the coast, if the road is in any way busy, do always keep up with the main flow of traffic, concentrate on the road, and don’t suddenly pull in without notice. By doing so you will avoid being ‘cut up’ or honked at by locals, who frustrated by congestion caused by a constant stream of ‘Sunday Drivers’ need to get on with their daily business.

*Excitement: Try to curtail excessive noise at your holiday cottage due to excited children, a dog in unfamiliar surroundings and so on. If you decide to have a barbecue, don’t smoke out the neighbours. Have a word with them first if possible, just in case they any windows open or washing drying that you can’t see. They’ll be pleased to meet you and make you so much more welcome for taking the trouble.

*Shoes: Wear sensible shoes when crossing rocks, loose shingle or sand; broken and sprained ankles are one of the most common injuries to arise by the seaside.

*Flags: Beach safety flags should not be ignored: Red Flags means danger, don’t enter the water, Chequered Flags indicates that the area between them has been designated for craft-use, such as wind surfing, kayaks and surfing. Avoid swimming there. Red and Yellow Flags indicate swimming zones where a lifeguard is present.

*Seagulls: It’s always a temptation to feed the birds, especially by throwing the seagulls a few spare chips. Do refrain from doing this though as incoming gulls seeking titbits can be very frightening to small children and the disabled who can’t always frighten them off. Partly tame seagulls can also become a nuisance by tearing open bin bags in the search for food, thereby creating a health hazard.

*Tides: Never try to guess the time of the tide. If you swim offshore, venture along rocks, or plan to walk any distance out onto open sands, always seek and heed advice about the wisdom of so doing before you set out. Locals will respect you for it as their relatives or friends, working on the lifeboat, or as coastguards won’t be called out, possibly putting themselves in danger, unnecessarily.

*Fishing: Be careful not to discard fishing line on the beach. By so doing you’ll prevent sea birds from becoming entangled and suffering tortuous death.

*Wildlife: Seals, that may often appear quite tame, are wild animals. When they hauled out ashore or swimming near the tide line they will sometimes lunge towards humans if provoked. Also do not pursue dolphins in a speedboat; your propeller could slash them causing both the animals and yourself great distress.

*Dogs: When walking your dog on a cliff top, always use a leash. It’s commonplace for seagulls to mob unattended canines and for the dogs to chase after them. Say no more.

*Souvenirs: Be aware that if you take pebbles off many beaches to decorate your garden pond or garden, you may breaking local by-laws and face a heavy fine! This has come about since people began moving van loads of stones to garden centres for easy profit, to the potential detriment of natural coastal defence.